Freedom of Choice

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Many organisations are unaware that UK and EU legislation and case law provides that a person or company is free to choose their own solicitor, outside of the insurance company’s panel. [Read More...]

Recovering Losses for Damage Caused by Falling Trees

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As we begin 2016 the media is dominated by the news of storms battering the North of England, Scotland and Northern Ireland. On 30th December, severe gales caused a number of trees to fall, blocking roads and causing damage to properties. [Read More...]

A Guide To Understanding Double Insurance and Contribution In Relation To Construction Projects

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One of the most confusing areas of insurance law relates to ‘double insurance’ and the principle of contribution. To understand the principle of contribution, one must always keep in the back of their mind that the basic principle of indemnity is as follows: [Read More...]

Insurance Broker Negligence - Conflicts of Interest

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Welcome back to our series on insurance broker negligence. In this article, we will be discussing the issue of conflicts of interest. Points covered in this piece will include: How potential conflicts of interest between an intermediary (the broker) and their client can arise. The role of disclosure. Steps taken by the Financial Conduct Authority (FCA mitigate the risk. [Read More...]

Insurance Broker Negligence - Policy Wording

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Blog image - Insurance Broker Negligence - Policy Wording

Welcome back to our continuing our series discussing insurance broker negligence. Last week we talked about the standard of care owed by an insurance broker to their client and the insurer. This week’s article focuses on the wording of an insurance policy, and how the courts interpret policy wording when a dispute arises. [Read More...]

An Insurance Broker’s Standard of Care and the Financial Conduct Authority

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Blog image - An Insurance Broker’s Standard of Care and the Financial Conduct Authority

In Part One of this series on Insurance Broker Negligence, we discussed the duties owed by an insurance broker to their clients, the insurer and their parties. In Part Two, we will be examining the standard of care required by an insurance broker when exercising his or her duties. To do this, we will examine the standards set out by the judiciary in case law, and also the requirements of the Financial Conduct Authority (FCA) who have been regulating insurance brokers since 2005. [Read More...]

Three Situations Not Covered By An ‘All Risks’ Insurance Policy

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Blog image - Three Situations Not Covered By An ‘All Risks’ Insurance Policy

Before embarking on a major construction venture, it is imperative that you understand the components and nuances of an All Risk Insurance Policy in order to protect your business interests. Knowing the ins and outs of your all risk insurance policy (sometimes known as Project Insurance, Construction All Risks Insurance, Contractors All Risks Insurance (CAR), and Erection All Risks Insurance (EAR.)) will ensure there are no nasty surprises in store for you if something goes wrong with a project and you are required to exercise a claim, or rely on the coverage of your policy. [Read More...]

Book Launch - 27 November 2019

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HSE and Environment Agency prosecution: A new climate

27 November 2019 | Bloomsbury, 50 Bedford Square, London, WC1B 3DP

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