Changes to Business and Commercial Insurance – Analysis of the Insurance Act 2015

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The Insurance Act 2015 received royal assent on 12th February 2015 and the reforms will come into force in August 2016. The Act repeals or amends various sections of the Marine Insurance Act 1906 and, from a practical perspective, the new provisions will not apply to existing insurance contracts, but rather to new contracts and variations agreed after the Act comes into effect. [Read More...]

The Insurance Act 2015 – Discussion for Underwriters

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Discussion for Underwriters – “failing that”, is “just enough” good enough? Having been fast-tracked through Parliament, the time for debating the merits of the Law Commission's Insurance Bill has come to an end. The time for planning an underwriting strategy for the new Act is now upon us. [Read More...]

The Insurance Act 2015 - What You Need To Know In Seconds!

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Blog image - The Insurance Act 2015 - What You Need To Know In Seconds!

The Insurance Bill received royal assent on February 12 2015, becoming law as The Insurance Act 2015. Hailed as the "... the biggest reform to insurance contract law in more than a century.” the Act will come into force in August 2016 and will apply to both insurance and reinsurance contracts.The main changes: Warranties - An insurers remedy for breach of warranty is now contingent on relevance. Basis of the Contract clauses now abolished. Disclosure - Insureds are to make a fair presentation of the risk but failure to provide all material information no longer allows the insurer to refuse all claims. [Read More...]

Book Launch - 27 November 2019

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HSE and Environment Agency prosecution: A new climate

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