Flood Damage Claims

Flood Damage Claims

team has successfully acted for commercial clients across the country in flood damage claims, insurance indemnity disputes and recovery actions following escapes of water.

Burst water pipes and river banks are the most common but quite often water damage is caused by less dramatic failures such as poor property maintenance, defective workmanship and defective products.

Activated sprinklers can cause catastrophic losses to computer software and hardware, stock, plant and machinery damage, all of which are vital components which allow continued commercial trading.

Our experience and current flood damage claims includes:

Water Damage Claims
  • The Trocadero, London
  • Warehouses
  • Factories
  • High Street retailers
  • Office blocks
  • Hotels
  • Residential
  • Other Commercial premises

We can advise on policy coverage, and interim funding, liaise with loss adjusters and negotiate claims to ensure delays in returning to business are kept to a minimum.

Business Interruption Claims

We advise on business interruption coverage. For situations such as those seen in Cumbria where towns were entirely closed due to flood water, questions are raised as to coverage. We can advise you on coverage issues.

Business interruption losses which flow from an insured peril (i.e. flood). Accurate loss sustained measurements can be one of the most complicated and contentious elements of a claim to measure and settle. We instruct and work with forensic accountants to analyse initial business interruption loss reserves, calculating actual loss sustained, loss of production and/or sales, advice on mitigation and expediting expenses.

Insurance Dispute Solicitors

Our team has expertise in relation to property policies covering damage to property caused named perils and understand issues arising under such policies, including policy construction and the full range of conditions (conditions precedents) and policy exceptions for example notification, wilful default and fraudulent claims.

If you would like more information on how could make a difference to your Water or Flood Damage dispute, please contact us by telephone 0207 993 6917 or email Charlotte Waters

Contact Us

  • Charlotte Waters
  • Email Charlotte Waters
  • 0207 993 6917
  •  
  • Email Alison Heard
  • 0207 489 2035


  • Significant cases:

  • Slaughter and May & Others v Skanksa, Siemens & Others (Siemens v Supershield [2009] EWHC 927 (TCC).

  • The sprinkler tank room flooded due to the float valve in one of the sprinkler tanks not being installed correctly. Multi party action involving three claimants and four third parties.