Flood Damage Disputes
Are you in a dispute as a result of a water damage claim?
We act for clients who are currently in dispute following a claim regarding water damage. We can act for either insurers or the insured party and will provide legal assistance to achieve the best possible outcome for all our clients whether it be for commercial flood damage or general water damage disputes.
We Can Help
Our partner lead approach enables us to provide you with the best advice to minimise risk whilst managing costs effectively. This approach allows us to provide you with sound knowledge backed by experience to enable informed decisions to be made at every stage of the process.
It is essential that the whole process is managed efficiently from start to finish. Delays can lead to difficulties in reaching a successful outcome. So get control of the situation now and call Charlotte Waters on 0207 993 6960 or Email Charlotte Waters and we will respond accordingly.
Fisher Scoggins Waters' team has successfully acted for commercial clients across the country in flood damage claims, insurance indemnity disputes and recovery actions following escapes of water.
Burst water pipes and river banks are the most common, but often water damage is caused by less dramatic failures, such as poor property maintenance, defective workmanship and defective products.
Activated sprinklers can cause catastrophic losses to computer software and hardware, stock, plant and machinery damage, all of which are vital components which allow continued commercial trading.
Current water damage claims includes:
We can advise on policy coverage, and interim funding, liaise with loss adjusters and negotiate claims to ensure delays in returning to business are kept to a minimum.
Business Interruption Claims
We advise on business interruption coverage. For situations such as those seen in Cumbria and more recently in the Thames Valley where towns were entirely closed due to flood water, questions are raised as to coverage. We can advise you on coverage issues.
In business interruption losses which flow from an insured peril (i.e. flood) accurate measurement of loss sustained can be one of the most complicated and contentious elements of a claim to measure and settle. We instruct and work with forensic accountants to analyse initial business interruption loss reserves, calculating actual loss sustained, loss of production and/or sales, advise on mitigation and expediting expenses.
Insurance Dispute Solicitors
Our team has expertise in relation to property policies covering damage to property caused by named perils and understand issues arising under such policies, including policy construction and the full range of conditions (conditions precedent) and policy exceptions, for example, notification, wilful default and fraudulent claims.
For more information on how Fisher Scoggins Waters could make a difference to a Commercial Flood Damage or Water Damage Dispute, please contact us by telephone on 0207 993 6960 or email Charlotte Waters.