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Freedom of Choice

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Blog image - Freedom of Choice

Many organisations are unaware that UK and EU legislation and case law provides that a person or company is free to choose their own solicitor, outside of the insurance company’s panel. [Read More...]

Recovering Losses for Damage Caused by Falling Trees

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Blog image - Recovering Losses for Damage Caused by Falling Trees

As we begin 2016 the media is dominated by the news of storms battering the North of England, Scotland and Northern Ireland. On 30th December, severe gales caused a number of trees to fall, blocking roads and causing damage to properties. [Read More...]

A Guide To Understanding Double Insurance and Contribution In Relation To Construction Projects

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Blog image - A Guide To Understanding Double Insurance and Contribution In Relation To Construction Projects

One of the most confusing areas of insurance law relates to ‘double insurance’ and the principle of contribution. To understand the principle of contribution, one must always keep in the back of their mind that the basic principle of indemnity is as follows: [Read More...]

Three Situations Not Covered By An ‘All Risks’ Insurance Policy

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Blog image - Three Situations Not Covered By An ‘All Risks’ Insurance Policy

Before embarking on a major construction venture, it is imperative that you understand the components and nuances of an All Risk Insurance Policy in order to protect your business interests. Knowing the ins and outs of your all risk insurance policy (sometimes known as Project Insurance, Construction All Risks Insurance, Contractors All Risks Insurance (CAR), and Erection All Risks Insurance (EAR.)) will ensure there are no nasty surprises in store for you if something goes wrong with a project and you are required to exercise a claim, or rely on the coverage of your policy. [Read More...]

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